As you may already know, most mortgages are done on 15 or 30 year terms with most mortgage companies offering a 10 and 20 year term as well. We have found that a lot of times those options are not the best for our clients, and more importantly, is not what they truly want as they are unable to customize their mortgage payment to fit their financial goals and objectives.
For example, you may want your mortgage payment at a certain amount or a particular term, by taking advantage of our Customizable Mortgage Program you can customize your mortgage term anywhere between 8 – 30 years.
If you are purchasing a home, you will love this because you set your term (length of time) to match your desired monthly payment.
If you are refinancing your home, you will love this because you do not have to restart or lower your term (length of time) when you refinance, you can stay on the same timeline for paying off your mortgage, lower your monthly payment ,and still pay it off on time!